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7621 Bank Street - Home Inspection

At 7621 Bank Street, Metcalf, Ontario, most information found in this report is documented not only with written information, but also with photographs and videos. This will allow for visual verification of the information provided in this report for the dwelling. 

SEPTIC SYSTEM REPORT

Septic system was inspected on April 2, 2019 by Valley Sanitation Services Ltd. 
Their report recommend that the tank be pumped and risers installed to make the tank more serviceable. Their report goes on to say that the septic system is extremely saturated and showing signs of fatigue. Their report recommend that the system be replaced in the near future.

Pump-Outs 

There is no documentation to support any pump-outs having been done since this septic system was installed when the home was built in 1994. Moreover, the current owners don't know even the approximate location of the septic tank. The current owners did provide a septic inspection report done on August 6, 2012. But, this does not constitute a pump-out.


WATER POTABILITY TEST RESULTS

Not available as of April 4, 2019


BUILDING INSPECTION CHECKLIST

Item / Component

 

Okay

Not

Okay

Not

Applicable

EXTERIOR
   
Brick Veneer: numerous cracks and gaps

X   
Soffit: some gaps in various locations, which will allow insect and/or rodent infestation
  X  
Ground Cover: grass 
X    
Walkway: Poured Concrete
X    
Driveway: asphalt significant signs of aging. Areas that are subject to roof runoff are depressed from sub-soil settling.

X  
Deck: Painted Wood. Paint is significantly chipped and peeling. Some wood has rotted completely away. Of most concern is a main corner column on the front deck/porch. It is structurally unsound and should be replaced as soon as possible. It is supporting two beams that support the roof.
X   
Gutters and downspouts appear to be in working order. Will require seasonal clean out in the fall. Downspouts empty @ building, which has resulted in sub-soil settling and significant pooling of water. Downspouts should be extended away from building to a point where the grade will allow proper run off. Gutter nails need to be set.

X  
Exterior lighting. Switches and exterior lighting works as expected.
X
   
Windows: Vinyl Casements, with Truth hardware. All operate; however, the hardware will require cleaning to make operation smoother. Carpeted bedroom has broken thermal seal in the glazing unit, which needs to be replaced. One kitchen window is missing the screen. Some windows don't fully close; however, the locks will pull the windows tight.

X   
Roof: shingles. There are many shingles that are torn off. A shingle tab was found in the snow in the yard by the purchaser, indicating that it came off this winter. Nail heads are exposed on the shingles under the torn off ones. There are a number of locations where a row was incomplete and the ridge-cap doesn't cover this enough. Some locations where nail heads were left exposed and not covered with roofing tar. A tripod was mounted on the roof for internet and the cable was screwed down through the roof. This will ultimately lead to leaks. Cricket flashing @ chimney is dented and not sealed along a vertical seam.

X  
Chimney: brick c/w flashed chimney cap, no spark arrestors 
X    
Flashing: appears intact and in working order
X    
Roof Vents: Building code calls for 1/300 of the roof area to be vented. Sealant has cracked and/or is missing in some areas. Air flow baffles in the attic eaves are missing and/or blocked in some areas.


X  
ENTRY      
Entry Door: steel door c/w lock-set and deadbolt. No doorstop; thus, door handle could damage the drywall

X  
Weather stripping on entry door is intact and in working order
X    
Entry Door Frame: intact and in working order
X    
Entry Door Hardware (hinges, locks): intact and in working order
X    
Main House Areas - Overall
     
Walls: painted drywall. Numerous cracks (some in corners, indicating differential settling of the home). Numerous drywall screw/nail pops. Some cracks @ ceiling/wall interface, indicating truss uplift.

X   
Floor: mix of carpet, wood, composite, concrete, tile, vinyl (some minor scratches, typical wear-and-tear use)
X    
Trim: Painted Pine. Poor joinery all mitered joints are open or cracked. Many casing elements are improperly affixed and are loose. Some of the wood has significant splits.

X  
Closets: most operate as designed. MB mini-closet jams against the frame at the bottom.
X    
Electrical: Panel is labeled. No GFI or ARC FAULT breakers installed. Main bathroom and powder room do not have GFI receptacle (required by electrical code since 1975). MB bath has a GFI. All easily accessible plugs throughout the house were tested with a plug-in indicator and all passed.

X  
Thermostat: wall mounted
X    
LAUNDRY / MUD ROOM / HALLWAY X    
Walls: painted drywall      
Laundry area: passage door appears to have been roughly cut-off at the bottom and it jams at the top and won't close.

X  
Back Door (2): to deck near mudroom area striker jams and door rubs @ midpoint
  X  
Door: Basement door does not latch without a significant push. Latch does not align well with striker plate. Door is uneven around jam.
  X  
KITCHEN      
Ceiling: painted drywall
X
   
Walls: painted drywall. Wall c/w pocket door has been bowed in on kitchen side, resulting in the pocket door not being able to operate freely.

X  
Floors: vinyl/tile
X    
Trim: painted pine
X 
   
Wall Cabinets: white thermo-foil with Euro-style hardware, including built-in china cabinet c/w glass doors. Some hinges are loose and need to be tightened or filled and repaired.

X  
Counter: Appears intact and in good working order
X    
Back Splash: post formed
X    
Base Cabinets: same style as upper cabinets. Bottom two drawers, under the microwave, grind on their hardware when opened or closed. Cabinet doors to the left of the stove hold the bottom pull-out shelf/tray closed. When open, this shelf rolls out on its own. Door's edge banding is torn @ corner.

X  
Sink: Stainless Steel
X    
Electrical: Multiple wall outlets, separate microwave, Stove, Dishwasher, Fridge
X    
Refrigerator appears to be in good working order
X    
Stove appears to be in good working order X    
Exhaust Fan/lights appear to be in good working order X    
Window: Casement: one missing screen

X  
LIVING ROOM / DINING AREA
     
Walls: painted drywall. Numerous cracks (some in corners, indicating differential settling of the home). Numerous drywall screw/nail pops. Some cracks @ ceiling/wall interface, indicating truss uplift.


X  
Floor: Hardwood
X    
Trim: Painted pine
X    
Ceiling: Painted drywall
X    
Heaters: forced air
X
   
Door: when closed, light to outside is viable at top of door.

X  
Electrical: multiple 110/120 volt receptacles. No outlets within required distance from corner. This is in direct violation to the Electrical Code

X  
Other: ceiling fan c/w light. Three-speed switch for fan, separate switch for lights. 
X    
BATHROOM (MAIN)
     
Door, lock
X    
Walls:  painted drywall.  X    
Floor: Vinyl
X    
Trim: Pine
X    
Toilet in good working order X    
Toilet Paper Holder
X    
Towel Bars
X    
Electrical: 110/120 volt receptacles not a GFI  receptacle at sink area in direct violation of electrical code as GFIs have been required in bathrooms since 1975
X   
Tub: Combination Tub and Shower, clean and in working order
X    
When two or more fixtures are used simultaneous, water pressure drops significantly. Insufficient pump or flooded captive-air tank.   X  
BATHROOM (POWDER ROOM)      
Door, lock X    
Walls: painted drywall.  X    
Floor: vinyl X    
Trim: Painted pine X    
Sink signs of leak @ drain/sink interface

 X  
Toilet in good working order X    
Toilet Paper Holder X    
Electrical: 110/120 volt receptacles not a GFI  receptacle at sink area in direct violation of electrical code as GFIs have been required in bathrooms since 1975
X  
HALLWAYS

   
Walls: painted drywall. X    
Floors and Stairs: painted utility. Treads in garage stairs are not level and do not have handrails. This is in direct violation of the Ontario Building Code. Stairs on rear deck do not have handrails. This is in direct violation of the Ontario Building Code. Stairs, landings, and decks over 2' high requires hand/guard rails.

X  
Trim: Painted pine. Some splitting of pine.

X  
MASTER BEDROOM
   
Walls: painted drywall. Numerous cracks (some in corners, indicating differential settling of the home). Numerous drywall screw/nail pops. Some cracks @ ceiling/wall interface, indicating truss uplift.

X  
Floor: hardwood
X    
Trim: Painted pine. 
X    
Closet: painted bifold doors
X    
Doors: reveal is extremely large @ striker side.
  X  
Window: jam extensions and casing are not properly installed. They shift with minimal finger pressure. 

X  
Electrical: 110/120 volt receptacles X    
BEDROOM TWO

   
Walls: painted drywall. X    
Floor: carpet X    
Trim: Painted pine. Casing around window is split

X  
Closet: bifold door
X
   
Window: themal seal is broken. Black mould found around sash @ glazing

X   
Electrical: 110/120 volt receptacles X    
BEDROOM THREE
     
Walls: T&G Pine X    
Floor: carpet X    
Trim: Painted pine X    
Closet: bifold door
X    
Electrical: 110/120 volt receptacles X    
 BASEMENT      
 Leak from basement window area
  X  
 Flooring: Click flooring at bottom of stairs is separated in numerous joints.
  X  
 Basement has plastic fastened to the underside of the floor joists. This should be removed.
  X  
 Floor Joists: cross bridging omitted in several areas
  X  
    X  
GENERAL

   
Plumbing: drains appears intact and in good working order. Leak under powder room sink, low pressure.
X  
Electrical: intact and in good working order, missing two GFI receptacles in bathroom. This is a direct violation of the electrical code as GFIs have been required in bathrooms since 1975 
 
X  
Heating: appears intact and in good working order. Gas furnace installed in 2012 X    
Framing: appears intact and in good working order X    
Foundation System: numerous cracks all around foundation. Many area where the parging has broken off. Old oil line penetrations have not be properly sealed and re-parged. Significant water infiltration into the basement. Stepping on the "Click" flooring results in water squirting up between the joints. Trailer of water seen running across floor to sump pit. Old oil furnace vents and clean-out areas have not been re-framed and insulated.

X  
Building Civic Address clearly visible? (easily seen at road)
X    
Fire Hall is located 2.9km away at Ottawa Fire Station 91, 8011 Victoria St, Metcalfe, ON K0A 2P0 X    
Building appears to be in good repair? General maintenance and upkeep is poor. Decks need to be replaced. Paint is chipped and peeling off in most areas. Roof damage not repaired. Flooding in the basement is clearly a yearly occurrence and is readily observable and constitutes a clear non-disclosure issue.

X  
Is dwelling free from any signs of vandalism?
X    
Are exterior walls free from cracks or other damage? Numerous cracks in foundation and brick.

X  
Are windows free from cracks or broken panes? One window does not close tight without the use of the latches. Another has a broken seal in the thermo unit.

X  
Has vegetation been cut back from building?
X    
Is the electrical panel cool to touch?
X    
Are electrical panels free from evidence of burning/scorching?
X    
Are electrical switches and receptacles in working order?
X    
Insulation - Attic: 8" blowen fiberglass insulation @ R2.2/inch = R17.6. Recommend blowing in to reach R60. Requires baffles and air-flow vent extensions and attic hatch surround re-build/extension. 

X  
Insulation - Walls: most walls appear to be fully insulated. Basement has areas that require repair. Some areas around rim joist have no insulation. The vapour barrier is not sealed around rim joists and in some cases is not present.

X  
Sump Pump: Cracks in floor around pit. Effluent discharge is too close to the house and because the grade is improperly done, it flows back to the foundation wall. There is a 10 minute cycle between discharges. Laundry tub in sump area drains into the sump pit. This contravenes the Ontario Building Code.
  X  
Garage
   
Double car garage, 2 overhead doors c/w operators and one man-door, torsion bar operators in working order, Slab has several non-critical cracks and some surface spalling. Exterior side door leaks (water on floor @ door)

X    

Budget Amounts

There are a number of extremely high budget items that need to be addressed immediately.
  • Leaking basement is of significant concern and a budget amount to effect these repairs would be $35,000.00
  • The septic system needs replacement. A quotation was provided by Valley Sanitation Services Ltd. of $25,000.00 plus tax. This does not include the engineered design, permits, seeding or sodding. A budget amount for these additional services to replace the septic system would be $12,000.00
  • The beam support posts on the front deck need to be replaced immediately. A budget amount for this is $6,500.00
  • The roof singles need to be replaced. A budget amount to do this is $18,000.00
  • The attic insulation is woefully inadequate and needs to be increased significantly. Budget amount for this would be $11,000.00
  • Re-pointing brickwork and repairing foundation wall parging and cracks would have a budget amount of $15,000.00
  • Repairing the pocket door wall is unknown. If removing shims from behind cabinet resolves the issue, the cost would be under $200.00; however, if this does not resolve it, then the pocket door frame and wall would need to be replaced (which affects the ceiling in both the kitchen and living room) and a budget amount for this would be $4000.00
  • Repairing all of the trim defects and drywall screw/nail pops would be best done as a contract to for all of this and because it would necessitate painting, repainting could be part of this contract. Budget for this would be $15,000.00
  • The depressions in the driveway could be repaired with "patches" for a budget amount of $500. However, the driveway would likely need to be replaced in the next five years, which would be a budget amount of $20,000.00.
  • Replace glazing unit with broken seal would have a budget amount of $200.00
  • We have not included budget amounts for replacing the click flooring in the basement or downspout extensions or some of the other less significant items as the greater concern are all of the other defects.



Link to photo folder HERE for all images.